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Each week the LPL Financial Research team assembles thoughtful insight on market news.

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Office: (702) 846-4015

Fax: (702) 616-2015

5771 S. Fort Apache Rd.

Suite 130

Las Vegas, NV 89148

Retire@calderawealth.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Investment advisory services offered through LPL Financial, a registered investment advisor. Administrative and compliance services offered through Transamerica. Recordkeeper services offered through Transamerica is not broker/dealers or investment advisors and are separate entities from Caldera Wealth Management Group and LPL Financial.

This information is not intended as authoritative guidance or tax legal advice. Neither Transamerica nor their representatives, provide tax, legal or investment advice. For answers to your specific questions, please consult a qualified attorney or tax advisor. In no way does advisor assure that, by using the information provided, plan sponsor will be in compliance with ERISA Regulation.

This material does not constitute a specific recommendation or advice regarding engaging third-party service providers and should not be used as the sole factor in selecting providers for your plan. The final selection of third-party service providers is the responsibility of the plan sponsor.